Flight-Only Airline Ticket Insurance

Protect your travel investment
What happens if you must cancel your flight or return home early from your Trip because a family member is sick or injured or dies? What about terrorists acts?

The Trip Cancellation/Interruption Benefit protects your covered air ticket cost when you, an Immediate Family Member or Traveling Companion cancel or interrupt a Trip for covered medical reasons and many other reasons as well (see the "Other Covered Events" definition for details). If you must interrupt your Trip for a covered reason, the plan provides coverage for Your return air flight cost (not to exceed one-way economy air ticket cost). The Trip Delay Benefit reimburses you up to $100 for your meal and accommodation expenses for a covered Trip delay.

What if your baggage is delayed?
Baggage Delay Benefits cover loss or damage to your personal effects and reimburse you up to $100 for your purchase of necessities if your baggage is delayed for more than 24 hours.

MEDEX International Assistance Service - Available Worldwide 24 Hours a day ...

With TravelSafe you'll have 24-hour, worldwide, collect call access to MEDEX'S international assistance services, including:

Information before you travel:

• Visa and passport requirements
• Immunization requirements, currency exchange rates and weather conditions

While traveling, assistance with:

• Arrangements for emergency medical evacuation Referrals to local physicians, hospitals, and other medical providers
• Monitoring your condition and contacting your personal physician
• Multilingual interpretation services
• Advance or guarantee of medical payments
• Urgent messages to family, friends, and business
• Arrangements for escort/return home for minors
• Arrangements for hospital bedside visit by family member or friend
• Return of mortal remains
• Emergency cash advances
• Tracking lost or delayed Baggage
• Replacing lost or stolen travel documents or tickets

MEDEX Group Number: 925A

Pay Your Premium within 5 Days of Your payment for Your air ticket and ...The exclusion for Pre-Existing Conditions will be waived if You are not already disabled from travel at the time you pay your premium. See the Pre-Existing Condition definition which details the Pre-Existing Conditions that are excluded.

Description of Coverages

When coverage begins
The Pre-Departure Trip Cancellation Benefit is effective on the date premium is received byTravelSafe. The Trip Interruption Benefit is effective on the Scheduled Departure Date.

All other coverages will begin on the later of:

1. the date premium has been paid; or
2. the date and time you start your Trip; or
3. the Scheduled Departure Date of your Trip.

When coverage ends
All coverage ends on the earlier of:

1. the date the Trip is completed;
2. the Scheduled Return Date;
3. your arrival at the return destination on a round trip, or the destination on a one-way trip;
4. cancellation of the Trip covered by this policy.

Termination of the policy will not affect a claim for loss which occurs after premium has been paid.

All coverage under this policy will be extended if your entire Trip is covered by the policy and your return is delayed by unavoidable circumstances beyond your control.

If coverage is extended for the above reasons, coverage will end on the earlier of the date you reach your originally scheduled return destination or seven (7) days after the Scheduled Return Date.

Summary of Coverages

1. Sickness, Injury, or Covered Death of you, an Immediate Family Member, Traveling Companion, or Business Partner; or
2. Other Covered Events as defined in this policy.

Injury or Sickness must: 1) for Pre-Departure Trip Cancellation, commence while this policy is in force for you, or for Post-Departure Trip Interruption or Delay, commence while on your Trip; 2) in the written opinion of the treating Physician, be so disabling as to cause a Trip to be canceled, interrupted or delayed; and, 3) require the care and attendance of a Physician at the time of occurrence.
Please refer to the Policy Definitions for an explanation of Pre-Existing Conditions

BENEFITS: Pre-Departure Cancellation

We will reimburse you for the amount of forfeited, non-refundable payments or deposits for your Trip if your Trip is canceled.

BENEFITS: Post-Departure Interruption

We will reimburse you, less any refund paid or payable, for one of the following:

1. the additional transportation expenses incurred by you if your Trip is interrupted, either:
   (a) to the return destination; or
   (b) from the place that you left the Trip to the place that you may rejoin the Trip;
2. the additional transportation expenses incurred by you to reach the original Trip destination if you are delayed and leave after the Scheduled Departure Date;

However, the benefit payable under (1) and (2) above will not exceed the cost of economy air fare (or first class, if the original tickets were first class) by the most direct route, less any refunds paid or payable for your unused original tickets.

Trip Delay
We will pay for reasonable accommodation and traveling expenses until travel becomes possible up to $100 if your Trip is delayed for more than 12 hours.

Trip Delay must be caused by:

1. Common Carrier delay; or
2. lost or stolen passports, travel documents, or money; or
3. quarantine; or
4. natural disaster; or
5. Injury or Sickness of you, an Immediate Family Member traveling with you, or a Traveling Companion; or
6. Covered Death of an Immediate Family Member traveling with you or a Traveling Companion.

Accidental Death and Dismemberment
We will pay this benefit up to the amount on the Schedule of Coverages if you are injured in an accident which occurs while you are on a Trip and covered under this policy, and you suffer one of the losses listed below within 365 days of the accident. The Principal Sum is the benefit amount shown on the Schedule of Coverages.

We will pay 100% of the Principal Sum for loss of: life; both hands or feet, or sight of both eyes; one hand and one foot; or one hand or one foot and sight of one eye. We will pay 50% of the Principal Sum for loss of: one hand or one foot, or sight of one eye.

If you suffer more than one loss from an accident, we will pay only for the loss with the larger benefit. Loss of a hand or foot means complete severance at or above the wrist or ankle joint. Loss of sight of an eye means complete and irrecoverable loss of sight.

Baggage Delay

We will pay up to $100 for the cost of reasonable additional clothing and personal articles purchased by you, if your Baggage is delayed for more than 24 hours during the Trip.